Channel Payment Settings: Take Full Control of Payment Providers in HighLevel

Channel Payment Settings now allow you to assign a specific payment provider to each channel inside a subaccount.

Before this update, you had one default payment provider. That provider controlled everything.

Now, each channel can have its own processor.

You can configure providers separately for:

• Funnels (One-Step and Two-Step Order Forms)
• Forms
• Stores
• Calendars
• Invoices
• Invoice Auto Payments
• Payment Links
• Courses
• Communities
• Surveys

Even better, Live mode and Test mode are completely separated.

That means:

• Your Live payment processor can stay untouched
• Your Test provider can be different
• You can validate setups safely

This configuration happens at the subaccount level.

And here’s the important part.

Channel-level settings override the default subaccount payment provider.

So if Stripe is your global default, but you assign Square to a specific funnel, that funnel will use Square.

Also note:

The dropdown only shows providers already connected in the subaccount. No surprises. No disconnected accounts showing up.

This is cleaner. Smarter. More controlled.

And it sets the stage for even more granular payment routing in the future.

Let’s be honest.

The old setup was simple. But it was limiting.

You had one default payment provider for the entire subaccount. That provider controlled:

• Funnels
• Forms
• Stores
• Invoices
• Calendars
• Everything

If you wanted to switch processors for a single funnel, you had to change the global default.

That created problems.

You could accidentally impact live transactions.
You could break another revenue stream.
You could confuse accounting.

Now, Channel Payment Settings change that behavior.

Here’s what’s different:

• The global default still exists
• But each channel can override it
• The override happens at the channel level
• Live and Test providers are separated

Let’s say Stripe is your default.

But you want:

• Square for Store checkouts
• PayPal for a specific funnel
• Stripe only for invoices

Now you can do that.

And if you remove a provider from Channel Payment Settings, it disappears from checkout options for that channel.

That means:

• Cleaner checkout experiences
• Less customer confusion
• Fewer failed transactions

This isn’t just flexibility.

It’s operational control.

And for agencies managing multiple revenue streams, that control matters.

If you run an agency, this is where things get interesting.

Channel Payment Settings are not just a small feature update. They give you control where it actually matters — revenue.

Different channels serve different purposes.

Your funnel might sell high-ticket offers.
Your store might sell low-ticket products.
Your invoices might be for recurring retainers.

Why should they all use the same processor?

Now you can route payments based on strategy.

For example:

• Use Stripe for high-ticket funnels
• Use Square for in-person or store sales
• Use a different processor for international payments
• Keep a sandbox provider for testing only

This also makes accounting cleaner.

Instead of mixing transactions from every channel into one processor, you can separate them by business function.

Testing is safer too.

Because Live and Test mode providers are separate, you can:

• Validate new payment setups
• Test checkout pages
• Confirm automation triggers
• Simulate purchases

All without touching live revenue.

For scaling agencies, this reduces risk.

And when you manage multiple subaccounts, that risk control is everything.

This is the kind of flexibility serious operators expect.

And now it’s built directly into HighLevel.

Perfect. Now we move into the most important section.

Keeping it clean. Step-by-step. Easy to follow.

Setting up Channel Payment Settings only takes a few minutes.

Here’s exactly how to do it.

• The Main Menu on the Left side of your screen has all the main areas that you work in when using GHL

1.1 Click on the Payments Menu Item.

• Access the ‘Payments section of GoHighLevel
• You’ll now be in the ‘Payments’ section of GHL, where you can access the Integrations section from the top menu:

1.2 Click on the ‘Integrations’ menu link.

1.3 Click Configure Providers

• This opens your Channel Payment Settings panel.

You’ll now see dropdown menus for each supported channel.

For each channel, you can:

• Select a provider for Live mode
• Select a provider for Test mode

2.1 Connect Provider

• Save your changes
• Test the checkout in Test mode
• Confirm the correct processor loads
• Run a small live transaction if needed

Important:
The dropdown will only show providers already connected to the subaccount. If you don’t see a provider, connect it first under Integrations.

Now that you understand how to configure Channel Payment Settings, let’s talk strategy.

Because this is where agencies win.

If you sell:

• High-ticket coaching through funnels
• Low-ticket products through stores

Consider using different processors.

Why?

It keeps reporting cleaner.
It can reduce risk if a processor flags large transactions.
It helps with dispute tracking.

Don’t test in Live mode. Ever.

With Channel Payment Settings, you can assign:

• A sandbox processor for testing
• Your real processor for live sales

Always test:

• Checkout flow
• Order bumps
• Upsells
• Automation triggers
• Email confirmations

Then switch to Live only when everything works.

If multiple providers show up at checkout, customers hesitate.

Use Channel Payment Settings to simplify the experience.

Remove processors from channels where they are not needed.

Cleaner checkout = higher conversion.

HighLevel is already discussing per-offering configuration.

That means:

• Store 1 could use Stripe
• Store 2 could use Square

Channel-level control is just the beginning.

If you build your structure properly now, scaling later becomes simple.

This feature is not just tactical.

It’s strategic.

If you manage multiple clients, Channel Payment Settings give you leverage.

Before this update, payment control was rigid.

Now, it’s flexible.

That flexibility changes how you structure accounts.

You can now:

• Route payments based on business model
• Separate online sales from invoice billing
• Reduce processor dependency risk
• Customize setups per client strategy

This is especially important for agencies in SaaS Mode or white-label environments.

Some clients prefer Stripe.
Some prefer Square.
Some want PayPal options.

Now you can configure that without touching other revenue channels.

It also helps with risk management.

If one processor flags an account or pauses transactions, you can reroute specific channels without shutting down the entire operation.

That’s stability.

And stability is what scaling agencies need.

This feature also prepares you for future expansion.

HighLevel has already indicated that per-offering configuration is under discussion.

Imagine:

• One store using Stripe
• Another store using Square
• Individual products tied to different processors

Channel Payment Settings are the foundation for that.

If you build your payment architecture correctly now, scaling becomes smoother later.

This isn’t just a feature.

It’s infrastructure.

Once you start using Channel Payment Settings properly, you’ll notice the difference fast.

Payments become organized.

Instead of everything running through one processor, you can structure revenue logically.

Funnels stay separate from stores.
Invoices stay separate from one-off payments.
Testing stays separate from live sales.

That alone reduces stress.

Here’s what most agencies will experience:

Cleaner Operations

• Fewer accidental processor changes
• Less confusion during testing
• Easier troubleshooting

Better Risk Control

• One channel can change without affecting others
• You’re not dependent on a single processor setup
• Safer Live vs Test separation

Improved Checkout Experience

• Fewer unnecessary payment options
• Less buyer hesitation
• Higher conversion consistency

Stronger Financial Clarity

• Easier reconciliation
• Better reporting separation
• Cleaner transaction tracking

And when you manage multiple subaccounts?

This reduces support tickets.

It reduces panic.

It reduces “why did my payments stop?” messages.

Channel Payment Settings may look simple on the surface.

But operationally, they remove friction from your entire payment system.

That’s a big deal.

Channel Payment Settings give you something every serious agency needs.

Control.

You no longer have to rely on one global payment provider for everything inside a subaccount.

Now you can:

• Assign processors per channel
• Separate Live and Test environments
• Override defaults without breaking revenue
• Structure payments based on strategy

That means fewer risks.

Fewer workarounds.

Fewer late-night “why isn’t checkout working?” moments.

This update may look simple in the dashboard.

But behind the scenes, it’s a structural upgrade.

It gives you the flexibility to route payments intelligently.

It gives you safer testing.

And it prepares your payment architecture for future expansion, including per-offering configuration.

If you’re running funnels, stores, invoices, and multiple revenue streams inside HighLevel, Channel Payment Settings are not optional.

They’re foundational.

Set them up correctly once.

And your entire payment system runs cleaner from that point forward.